+ UK Catalogues With Credit

UK Catalogues Offering Credit

Fashion World Catalogue Website

Fashion World

Fashion World offer a huge selection of clothing and other products for all genders, ages and sizes. Whilst their main focus is on women's fashion they offer an extensive range of products for the family and the home.

They offer FREE delivery on orders over £40 to any myHermes ParcelShop. You can find your nearest ParcelShop here.

There is also CREDIT available to allow you to spread the cost of your purchases. Their "2 EASY ACCOUNT" allows you to either PAY IN FULL by the date shown on your statement and you won't pay any interest or SPREAD THE COST by paying an amount each month that suits your budget.

If you apply for the Fashion World Credit Account you will receive 20% OFF your first order and it will be delivered as standard for FREE.

Note: Interest is charged when spreading the cost which will mean that you will pay more for an item than the price of an individual item itself. There are also conditions for opening a Fashion World Personal Credit Account that you need to be aware of before applying:

  • You must be a UK resident
  • You must be over 18 years of age.
  • Any Credit offered is subject to affordability and status.
  • Terms and conditions apply.
  • Registered details: JD Williams & Company Limited is authorised and regulated by the Financial Conduct Authority.
  • Firm Reference Number: 311618. JD Williams & Company Limited, registered office, Griffin House, 40 Lever Street, Manchester M60 6ES. Registered in England No. 178367

Also if you place your order online before 10pm you will be offered the option of NEXT DAY DELIVERY.

  • 20% Off First Order And Free Delivery
  • Free Returns and Flexible Payments

Affordable fashion in sizes 12 to 32. Inspiration and options that means you can make more of your wardrobe whenever you want.

Simply Be Catalogue Website

SimplyBe

Simply Be is for women who believe that style doesn't have to be based upon the size of a dress. Their intention is to provide inspiration to women who just want to be themselves. They pride themselves on offering fashion without compromise.

Fashion delivered 7 days a week. Order online by noon on Saturday and your new Simply Be outfit can be delivered to your door on Sunday (Monday to Friday next day deliveries available on all orders placed before 10pm). Alternatively, if you are spending more than £40 then you can opt to have your items delivered to one of over 5,000 myHermes ParcelShops across the UK (many of which are open late and at weekends for extra convenience).

With famous clothing brands such as AX Paris Curve, Coast and Grazia, lingerie by Ann Summers and Gossard and accessories by Michael Kors, you will always be at the height of the latest fashion trends. For those who just want to be themselves shop at Simply Be.

  • 20% Off First Orders
  • Exclusively Sizes 14 - 32

Simply Be has all the latest high-street styles and fashions in sizes 14 to 32 (all sizes one price). Look online and see their new season range.

La Redoute Catalogue Website

LaRedoute

La Redoute brings French style to the UK with their extensive range of clothes that aim to fit and flatter. Their prices are great too providing you with French style for less.

Why not TRY BEFORE YOU BUY with a "Style Credit Account". Their credit account lets you shop without having to pay anything until 21 days after your statement is generated. With FREE RETURNS this is a convenient way to find the right outfit before you have to pay for it.

It also comes with early access to the 70% OFF SALE and special VIP DISCOUNT CODES.

It also allows you to be flexible with your budget. Each month you can choose to pay anything between the MINIMUM PAYMENT and the FULL BALANCE

.

Note: If you choose to pay the full balance you will not be charged interest. If you choose to pay anything less than the full balance then you will be charged interest making the overall cost of the products more expensive.

  • Massive 20% Off First Order Offer
  • Free Click And Collect - Use Code 4543

The La Redoute catalogue offers an extensive collection of womens fashion from exclusive ranges by celebrated international designers to great value plain white T-shirts.

Mums also love La Redoute's adorable baby wear and childrenswear.

Boden Catalogue Website

Boden

Boden are British fashion at its best. The quality of their clothes are unmatched and the service they provide is fabulous. They sell exclusive prints in the best quality premium fabrics for men, women and children, so if you are looking for hardwearing but fashionable clothes for all of the family then Boden is for you.

They offer FREE & EASY RETURNS with a no quibble guarantee. You can return an item within 3 months of receipt and receive either a refund or an exchange. You also have a whole year to return any item that you are not happy with.

For your convenience there is also a CLICK AND COLLECT service to over 7,000 locations across the UK. From local stores to railway stations and all branches of Halfords and Doddle there is sure to be a pick up point close to you. Once your parcel has been delivered to your selected collection location you have 10 days to collect it before it is returned automatically to Boden.

  • Free Delivery And Free Returns
  • Free Gift For New Customers

Boden do a pretty good job of making beautiful, colourful clothes for all the family. There are also great pieces for babies, kids and teens in Mini Boden and johnnieb.

Bonmarché Catalogue Website

Bon Marche

Bonmarché offer a comprehensive range of womenswear tailored to suit you. All of their clothes are inspired by the very latest trends and are both are affordable and stylish. So whether you are looking for a new dress or a new coat, finding what you need has never been so easy.

Shop with confidence! All clothes at Bonmarché are designed to FIT AND FLATTER. With sizes up to size 32 you are certain to find something to suit you.

Also delivery is ONLY £1 and with FREE COLLECT AND RETURNS to over 300 stores you can find the style that suits you without it costing the earth.

  • New David Emanuel Range
  • Free UK Standard Delivery - Code FREEPNPS
  • Next Day Delivery Service Available

The Bonmarché catalogue contains flattering, feel good fashion for women at affordable prices. There is also a new ready to wear range from celebrity designer David Emanuel.

Bon Prix Catalogue Website

Bon Prix

Bon Prix sell womens, mens and childrens clothing that you will not find on the High Street. Unique fashion at amazingly affordable prices that follow the very latest trends. For women sizes range from 6 to 32 and include lingerie and maternity collections.

For those looking for CREDIT they also offer their "+ account". This allows you to purchase the latest looks without paying a single penny upfront. You can take up to 14 days to decide whether the outfit is for you. Plus, once it comes to paying your monthly statement, you have the freedom to decide whether to PAY IN FULL or SPREAD THE COST.

Note: If you pay your monthly statement in full then you will not be charged interest. However if you decide to spread the cost then Bon Prix will add interest to your "+ account" and so your outfit will cost you more than the original price of the items.

  • Free Delivery For First Orders
  • 25% Off When You Open An Account

bonprix catalogue has over 13,000 products including lingerie, womenswear, menswear and kidswear at unbeatable prices.


Brilliant Gift Shop Catalogue

Brilliant Gift Shop

The Brilliant Gift Shop is the ultimate gift catalogue. From Personalised Gifts to Toys, from Wedding Gifts to Jewellery, it is the ideal place to find that perfect present.

There is NEXT DAY delivery for that last minute item, plus on orders over £40 there is FREE Click and Collect delivery to one of over 5,000 Hermes ParcelShops across the UK.

Looking to SPREAD THE COST, the Brilliant Gift Shop has a credit account that could be useful at times like Christmas where there are lots of gifts to buy.

Note: Credit accounts charge you interest if you do not pay off your account balance by the statement due date. Whenever interest is charged you are paying more for your purchases than the original selling price. There are also conditions for opening a Brilliant Gift Shop Personal Credit Account that you need to be aware of before applying:

  • You must be a UK resident
  • You must be over 18 years of age.
  • Any Credit offered is subject to affordability and status.
  • Terms and conditions apply.
  • Registered details: JD Williams & Company Limited is authorised and regulated by the Financial Conduct Authority.
  • Firm Reference Number: 311618. JD Williams & Company Limited, registered office, Griffin House, 40 Lever Street, Manchester M60 6ES. Registered in England No. 178367

  • 10% Off First Orders
  • 1000's Of Gift Ideas

Gifts for Him, Gifts for Her, Family Gifts, whatever the occasion you will find the ideal gift at the Brilliant Gift Shop

Daxon Catalogue Website

Daxon

Daxon sell classical, elegant clothing for women and men. Their focus is on the Perfect Fit with womenswear sizes ranging from 10 to 32, shoe sizes ranging from 2 to 9 and lingerie in cup sizes A to F.

They offer a convenient next day delivery service with FREE Delivery on orders of £75 or more. Returns are also FREE, either by Courier Collection or the Post Office. Orders can also be delivered to one of the 1,000s of Hermes ParcelShops across the country.

For those looking for credit to spread the cost, Daxon offer a Personal Account.

Note: When you open a Personal Account, each month a statement will be sent to you listing your purchases. At this point you have a choice to settle the statement balance in full or pay an amount on or above the minimum payment value. Choosing not to pay the full balance will incur interest meaning the items purchased will cost more than their original price. There are also conditions for opening a Daxon Personal Credit Account that you need to be aware of before applying:

  • You must be a UK resident
  • You must be over 18 years of age.
  • Any Credit offered is subject to affordability and status.
  • Terms and conditions apply.
  • Registered details: JD Williams & Company Limited is authorised and regulated by the Financial Conduct Authority.
  • Firm Reference Number: 311618. JD Williams & Company Limited, registered office, Griffin House, 40 Lever Street, Manchester M60 6ES. Registered in England No. 178367

  • Pay Later with a Daxon Personal Account
  • Sizes 10-32

Daxon are experts at creating fashion that flatters and their catalogue is full of elegantly styled products that boast superior comfort and great value.

Debenhams Catalogue Website

Debenhams

Debenhams is the number one Department Store in the UK. Selling clothing, homewares and electricals, it has built a reputation as one of the most popular family retailers in the country. Its famous Blue Cross Sales are a firm favourite with its loyal customers.

Unlike the major catalogue retailers, Debenhams do not offer a credit account. However they do offer a Debenhams Credit Card that earns rewards whenever and wherever you shop.

If you buy something with the credit card at a Debenhams store or at Debenhams.com then you will earn 3 points for every £1 spent. Use the card anywhere else and you will earn 1 point for every £2 spent. Every three months the points on your card are converted into vouchers to be spent at any UK Debenhams store.

Note: Credit cards like catalogue account charge interest on your balance if it is not fully paid by the statement date. This means that any purchases made on the card will cost you more if you allow interest to be charged.

  • Free Delivery Over £30
  • Next Day Delivery Only £4.99

Debenhams, Britain's favourite Department Store, has put its extensive catalogue of fashion, beauty and homewares online.


Fifty Plus Catalogue Website

Fifty Plus

Fifty Plus is for women looking for a contemporary style of clothing that keeps updating with the latest trends. With a focus on Plus Size Clothing in sizes ranging from 12 to 32, finding the right outfit is easy regardless of age, size and shape.

They also feature the Lorraine Kelly Collection, a range of fashionable and stylish clothes endorsed by the Daytime TV Star. All of the clothes available at Fifty Plus have been tested on a variety of models of all shapes and sizes so that they can guarantee that all that they offer will Fit to Flatter.

For those looking to spread the cost of their purchases, they also offer a Personal Account. By applying for a Personal Account you will receive 20% OFF plus FREE Delivery on your first credit order.

Note: If you order on a credit account and do not pay off the full balance each month, then you will be charged interest. This means that the overall cost of your purchases will be higher than the price you bought them at. There are also conditions for opening a Fifty Plus Personal Credit Account that you need to be aware of before applying:

  • You must be a UK resident
  • You must be over 18 years of age.
  • Any Credit offered is subject to affordability and status.
  • Terms and conditions apply.
  • Registered details: JD Williams & Company Limited is authorised and regulated by the Financial Conduct Authority.
  • Firm Reference Number: 311618. JD Williams & Company Limited, registered office, Griffin House, 40 Lever Street, Manchester M60 6ES. Registered in England No. 178367

  • 20% Off First Orders
  • Free Returns

Fifty plus is a fantastic website for the mature woman who is still very much young at heart. Clothing is available in sizes 12 - 34.

Jacamo Catalogue Website

Jacamo

Jacamo is the one stop shop for Menswear, providing the modern man with an effortless shopping experience. If you are a man that likes to look good in Branded Clothing but hates fighting with the crowds in town then Jacamo is perfect for you.

Next Day Delivery comes as STANDARD so there is no need to stress about when to get that outfit for next weekend. Alternatively, if you know you are not going to be in to receive a delivery you can order by Click and Collect, where your items can be collected from store at your own convenience.

If you are on a budget then the Jacamo Personal Account might be ideal for you. It allows you to order without making an upfront payment, giving you time to return any unwanted items before you have to part with any money. You then get a statement each month that you can either pay off in FULL or SPREAD THE COST over a number of months.

Note: Spreading the cost means that interest gets added to your Jacamo Personal Account. If this happens you will pay more for your items than their original price. There are also conditions for opening a Jacamo Personal Credit Account that you need to be aware of before applying:

  • You must be a UK resident
  • You must be over 18 years of age.
  • Any Credit offered is subject to affordability and status.
  • Terms and conditions apply.
  • Registered details: JD Williams & Company Limited is authorised and regulated by the Financial Conduct Authority.
  • Firm Reference Number: 311618. JD Williams & Company Limited, registered office, Griffin House, 40 Lever Street, Manchester M60 6ES. Registered in England No. 178367

  • 10% Off First Orders
  • Order By 10pm For Next Day Delivery

Jacamo have a great range of mens clothing for all shapes and sizes, plus all the electrical boys toys you might need! If you like to look good but don't like to trawl around the shops Jacamo is for you....... More Info

JD Williams Catalogue Website

JD Williams

JD Williams provide stylish and fashionable Plus Size clothes for women looking for contemporary outfits that flatter when worn. Sizes range from 12 to 32. Each garment has been tried and tested to make sure you look good whatever your age and shape.

With Lorraine Kelly as a Brand Ambassador you can be confident in the quality and fit of the clothes they have to offer. With a wide range of lingerie sizes and wide fitting shoes and boots, you need to look no further to complete that overall look.

If you are looking for a credit account to suit your budget then they also offer the JD Williams Personal Account. A simple monthly statement allows you to pay your balance in FULL or SPREAD THE COST making shopping both effortless and flexible.

Note: If you do not pay off the balance in FULL by the statement due date then interest will be added on your next statement. This means that the items purchased will cost more than their original price. There are also conditions for opening a JD Williams Personal Credit Account that you need to be aware of before applying:

  • You must be a UK resident
  • You must be over 18 years of age.
  • Any Credit offered is subject to affordability and status.
  • Terms and conditions apply.
  • Registered details: JD Williams & Company Limited is authorised and regulated by the Financial Conduct Authority.
  • Firm Reference Number: 311618. JD Williams & Company Limited, registered office, Griffin House, 40 Lever Street, Manchester M60 6ES. Registered in England No. 178367

JD Williams is the UK's leading direct home shopping company with over 2 million customers, operating over 20 successful catalogue brands including Ambrose Wilson, simply Be, Shapely Figures and Simply Yours...... More Info


John Lewis Catalogue Website

John Lewis

John Lewis is the epitome of Quality and Service. The complete Department Store offers 1000s of products from clothes to electricals, homewares to beauty products. Whatever you are looking for at John Lewis you can guarantee that it will be of the highest quality backed by a unique level of service.

Rather than offering a credit account, they offer their Partnership Card. This is essentially a credit card with benefits. Every time you spend on a John Lewis Partnership Card you earn points that can be converted into shopping vouchers.

Every 500 points is worth £5 in vouchers that can be redeemed in store. You can earn 1 point per £1 spent in store, online or at Waitrose supermarkets and 1 point for every £2 spent on the card elsewhere.

Note: Like any other credit card, if the balance is not cleared each month then you will be charged interest meaning the cost of any purchases will be higher than what you originally paid for them.

  • Free Delivery On All Orders Over £50
  • Click and Collect Next Day From Store Available

The John Lewis catalogue has thousands of brands across fashion, home and electricals plus great quality own-brand goods ranging from value lines through to premium luxury products...... More Info

Julipa Catalogue Website

Julipa

If you are a mature woman that wants to remain stylish and fashionable then Julipa is the perfect ladies clothing catalogue for you. Their ranges allow you to create that perfect style without compromising on comfort.

Just look at the size ranges on offer: 10 to 32 in clothing, 34 to 54 in lingerie with cup sizes up to L and footwear in sizes 4 to 9 with widths D to EEEEE.

They also have flexible payment options too. Items can be purchased with credit and debit cards or alternatively you can apply for a Personal Account. The Julipa Personal Account gives you credit to make purchases with the flexibility to choose when to pay.

A monthly statement is generated to itemise your orders with a due date by which time you have to make a payment. You have the option to pay your balance in FULL or in stages by SPEADING THE COST.

Note: Interest is added to your Personal Account if you do not pay the balance in full by the due date. This means that the items in your order will cost you more than the original item prices. There are also conditions for opening a Julipa Personal Credit Account that you need to be aware of before applying:

  • You must be a UK resident
  • You must be over 18 years of age.
  • Any Credit offered is subject to affordability and status.
  • Terms and conditions apply.
  • Registered details: JD Williams & Company Limited is authorised and regulated by the Financial Conduct Authority.
  • Firm Reference Number: 311618. JD Williams & Company Limited, registered office, Griffin House, 40 Lever Street, Manchester M60 6ES. Registered in England No. 178367

Julipa provides flattering fashion for women that is cut to fit. Sizes range from 10 to 30

Look Again Catalogue Website

Look Again

Looking for a catalogue that can provide you with everything your family needs for themselves and your home, then Look Again is the place to shop. With year-round clothing and footwear to build a fashionable wardrobe for each member of the family and quality homewares to create that stylish home, look no further than Look Again.

Deliveries are available 7 days a week with the option of Next Day Delivery too. To help with the family finances they also offer credit via the Look Again Personal Account. Like all catalogue credit accounts, this allows you to buy today and not pay a penny until your statement due date.

When your statement arrives, you can then choose to pay anything from the minimum payment amount up to the entire balance.

Note: In any month, if the full balance is not paid by the due date on the statement then interest will be added to the balance on the next statement. Any interest added to your account will mean that you are paying more for the good than their original price.

  • Next Day Delivery Available
  • Free Returns

Look Again is packed with fashionable clothes and homeware items. Aiming to keep up to date with the latest trends, they add hundreds of items to their online catalogue each week.


Marisota Catalogue Website

Marisota

Marisota are famous for selling womens clothing that has been designed with shape in mind. Their SHAPEology initiative delivers quality fashion that provides confidence whatever the shape or size of your body. Sizes range from 12 to 32 with selected items 10 to 36.

There are convenient delivery options such as Next Day (order by 10pm), Nominated Day and Click and Collect. Their website also contains a blog called marisocial where you can browse the trends before getting the look.

Purchasing items could not be easier via the Marisota Personal Account. Once accepted you can purchase items on credit and not have to pay a penny until the due date on your next statement. As with any catalogue credit account you can decide whether to clear the account by the due date or pay somewhere in between the minimum amount and the overall balance.

Note: By not paying the complete balance by the due date will mean that interest gets added to the account. This will mean that any items purchased will cost more than their original price. There are also conditions for opening a Marisota Personal Credit Account that you need to be aware of before applying:

  • You must be a UK resident
  • You must be over 18 years of age.
  • Any Credit offered is subject to affordability and status.
  • Terms and conditions apply.
  • Registered details: JD Williams & Company Limited is authorised and regulated by the Financial Conduct Authority.
  • Firm Reference Number: 311618. JD Williams & Company Limited, registered office, Griffin House, 40 Lever Street, Manchester M60 6ES. Registered in England No. 178367

  • 20% Off First Orders
  • Home of SHAPEology® Fashion

Marisota is for you if you want to look stylish and fashionable whatever your age or size. Contemporary fashion at value for money prices. Brands including Anna Scholz, Wardrobe Occasions and Joe Browns. Also specialising in Plus Size clothing from 12 - 32....... More Info

Marks And Spencer Catalogue Website

Marks and Spencer

Marks and Spencer, an age old favourite on the High Street, are still providing high quality fashion and homewares to millions of households across the country. Now with their website, you can have that lasting quality delivered direct to your door.

Delivery is FREE on all orders over £50 but if you cannot guarantee you will be in then alternatively your items can be delivered to store next day (for orders placed by 8pm). Returns are also FREE within 35 days by post or to store.

Marks and Spencer do not offer a credit account any more but have established the M&S Bank where you can apply for Current Accounts, Credit Cards and Personal Loans to assist you with financing your purchases.

  • Free Next Day Delivery To Store
  • International Delivery Available

The Marks and Spencer catalogue brings the High Street into your home, selling the stylish, high quality, great value clothing and home products you expect to see in store.

Matalan Catalogue Website

Matalan

Matalan is the ultimate value retailer providing quality clothing and homewares at the right price. They sell Mens, Womens and Childrens clothing at a fraction of the price of most other stores.

Credit is not available at Matalan but the prices are so competitive there is always something on offer to suit all budgets. Also if you apply for the Matalan Reward Card you will be eligible for money off vouchers and special offers.

  • Free Delivery Over £50
  • Next Day Delivery, Order By 5pm

Matalan's online catalogue offer Ladies, Mens, Kids and Homeware at prices up to 50% below the equivalent High Street price.


New Look Catalogue Website

New Look

New Look sells must have fashion for Women, Men and Teens. With the emphasis on looking young, New Look delivers the latest styles and trends to those that want to look good.

Delivery is 7 days a week both daytime and evenings. Returns are FREE to New Look stores, Collect+ and Doddle. Students can also get 10% OFF via UNIDAYS.

  • Free Worldwide Delivery Over £55 (£45 UK)
  • Free Delivery To Store Over £19.99

New Look is the favourite value-fashion brand in the UK. Their online catalogue contains the latest trends and hottest celebrity looks, regardless of age and size.

Next Catalogue Website

Next

Next is the ultimate retailer for providing fashion and style for you and your home. Cutting edge trends in the most up to date prints and colours, pretty much defines what Next has to offer.

Their delivery service is unrivalled too. Order before Midnight for NEXT DAY delivery to either your home or a store.

Whilst it is possible to pay for goods via credit or debit card, the Next Directory is a catalogue credit account. Goods purchased are charged to your Next Account and a statement is generated each month. Like all credit accounts you have the choice of paying down your complete balance in full or anything over and above the minimum payment.

Note: If you pay your balance in full you will not be charged interest. Anything less than the full amount then interest will be added to the account. If you elect to have interest added then your items will cost more than the price you paid for them.

  • Free Next Day Collection From Store
  • Home Delivery Time Slots Available

The Next Directory - Great fashion for that special occasion, everyday casual wear and also have a great range of fashion for the workplace. Sign up today.. for the Next Directory Catalogue - "Top Class fashion direct to your door"...... More Info

Premier Man Catalogue Website

Premier Man

Premier Man specialise in clothing the more mature man, where comfort and fit is a high priority. The self-styled Size and Fit Experts, provide shirts with collars ranging from 14 to 22 inches, chest sizes from 36 to 66 inches, waist sizes from 32 to 64 inches and shoes sizes from 6 to 16.

They offer NEXT DAY delivery and have an easy returns policy.

For those of you looking to buy on credit the Premier Man Personal Account is a convenient way to shop. Pay for your orders using their Personal Account and you can wait until your statement arrives before you have to pay. On the statement will be your balance and a due date. Pay all of your balance by the due date and you will not be charged interest. Pay between the minimum payment and the balance and you will be charged interest. The interest will be added to your balance on your next statement.

Note: Allowing interest to be added to your account means that your items cost more than the original price you paid. There are also conditions for opening a Premier Man Personal Credit Account that you need to be aware of before applying:

  • You must be a UK resident
  • You must be over 18 years of age.
  • Any Credit offered is subject to affordability and status.
  • Terms and conditions apply.
  • Registered details: JD Williams & Company Limited is authorised and regulated by the Financial Conduct Authority.
  • Firm Reference Number: 311618. JD Williams & Company Limited, registered office, Griffin House, 40 Lever Street, Manchester M60 6ES. Registered in England No. 178367

  • 10% Off First Orders
  • 14 Day Home Trial

The Premier Man catalogue has a range of smart clothing for larger men. Waist size options range from 32 to 64 inch and chest sizes from 36 to 66 inch.


Vertbaudet Catalogue Website

Vertbaudet

Verbaudet has been clothing children in France for over 40 years. Quality and stylish childrenswear that you will not be able to find anywhere else. They pride themselves on their affordability whereby the price of an item is the same whether the child is 2 or 14 years of age.

  • Free Returns
  • Free Delivery On All Orders Over £60

The Vertbaudet Catalogue specialises in unique childrenswear that cannot be found on the High Street and provides the latest high quality styles for mums-to-be, babies and children aged up to 12 years.

Which Catalogues Are Best?

Which are best for Plus Size Clothes?

See below for the most popular brands in the UK currently selling plus size clothing.


Which have the best Buy Now Pay Later Offers (BNPL)?

Buy Now Pay Later (BNPL) is often offered by UK catalogue retailers to allow their customers to purchase an item without paying for it until a later date. This will typically be offered on more expensive items such as TVs and household appliances, where paying in full at the time of order may be difficult.

An example of a BNPL offer may be Buy Now Pay January Next Year. This means that if you order an item today it will be delivered to you immediately but you won’t have to pay for it until January next year.

The idea is that you put a bit of money away each month so that in January next year the item can be paid for in full. However be aware, if by the end of January next year the item is not paid for in full, the retailer will charge you interest on the item from all the way back to the order date.

Which are best for customers with Bad Credit Ratings?

A bad credit rating can often make it difficult to purchase items without paying for them in full. There are however a number of UK catalogues that have a more lenient credit checking process.

The most important thing to understand when taking out a credit agreement is the amount of interest charged for the loan. In the UK, catalogue companies must publish the Annual Percentage Rate (APR) of interest that will be charged on any outstanding balances. They will provide you with worked examples to allow you to calculate what the actual cost of your purchase will be once it is fully paid for.


UK Catalogue Shopping - A Home Shopping Revolution

Historically in the UK, mail order catalogues were traditionally large glossy printed books containing products available to purchase from home. Typically customers would browse through a catalogue and make a list of items they would like to purchase. Orders would be placed by either completing an order form then posting it to the retailer (hence 'mail order') or latterly by phoning a call centre.

However, the last 20 years has seen major improvements in supply chain and logistics and along with the introduction of high speed internet, the concept of home shopping has undergone a major transformation.

Today all of the major retailers have their products online, accessible via websites or apps. This has meant that the retailers can react much more quickly to demand than they could previously.

The traditional mail order catalogue would be produced twice a year, one for the Spring / Summer seasons and another for the Autumn / Winter seasons. This would mean that customers would see a fixed set of products at a fixed set of prices. To introduce new products or amend prices, retailers would have to produce supplementary smaller brochures and these would be posted to customers throughout the year. However, now with the introduction of online shopping, product and price changes can be carried out at any time, allowing retailers to react much more quickly to changing market conditions.

Does this spell the end for the old-style mail order catalogue? Not yet. Whilst most home shopping retailers have stopped automatically mailing their customers a copy of the latest catalogue, a lot of them will still send them out on request. Many also still have a programme of producing brochures to showcase new products or special offers. This serves the purpose of reminding customers that the retailer still exists. Customers can find new marketing methods such as email or text messaging to be annoying, meaning they are easily discarded, whereas tangible items like catalogues and brochures are treated more like magazines to be browsed during leisure time. Who knows what the next innovation will be to transform home shopping but for the moment in the UK, catalogues are not dead yet.

Click for our text version of the Catalogue List

BritishCatalogues have a fine tradition of providing the best first order discounts from the top UK home shopping catalogue brands. There are plenty of great offers available and in times when value for money becomes more and more important, make the most of these fantastic savings by clicking on the catalogue brand you like the most.